Effective date: July 5, 2026. Last updated: July 5, 2026.

This Disclaimer applies to the website toolsofelevationbyrennayebanks.com and to every product, service, program, and piece of content offered, purchased, or received through it, including but not limited to: accountability coaching and partnership services (Growth, Transformation, and Elite packages), ebooks and digital downloads, the 90-Day Manifestation Journal, the Manifestation Log Sheet, The Unstuck Reset course, The Rediscovery Room community, the blog, the podcast, videos, emails, social media content, and free resources (collectively, the "Products and Services"). By accessing this website or purchasing or using any Products and Services, you agree to this Disclaimer in full. If you do not agree, do not use this website or the Products and Services.

1. Educational and Informational Purposes Only

All Products and Services are provided for general educational, informational, motivational, and personal development purposes only. Nothing offered by Rennaye R. Banks or Tools of Elevation is intended to be, or should be relied upon as, professional advice of any kind.

2. Not Medical, Mental Health, Legal, or Financial Advice

Rennaye R. Banks is not a licensed physician, psychologist, psychiatrist, therapist, counselor, attorney, accountant, or financial advisor. The Products and Services do not constitute, and are not a substitute for, medical advice, mental health treatment, therapy, counseling, legal advice, financial advice, or tax advice. Always seek the advice of a qualified, licensed professional regarding any medical or mental health condition, legal question, or financial decision. Never disregard professional advice or delay seeking it because of something you read, heard, or purchased through this website. If you are experiencing a medical or mental health emergency, call 911 or your local emergency number immediately.

3. Coaching Is Not Therapy

Accountability coaching and partnership services are a collaborative, forward-focused relationship designed to support goal setting, structure, and follow-through. Coaching is not psychotherapy, counseling, or treatment of any mental health condition, and no therapeutic relationship is created. You are solely responsible for your decisions, actions, and results during and after any coaching engagement.

4. No Guarantee of Results

Every individual's circumstances, effort, and background are different. While the Products and Services are designed to support your personal growth, no specific result, outcome, transformation, income, or level of success is promised or guaranteed, whether stated or implied. Any examples, stories, or results referenced anywhere on this website or in the Products and Services are illustrations of what may be possible and are not typical, and they are not a promise of your results. Your results depend entirely on factors within your control and outside of ours, including your own effort, consistency, and circumstances.

5. Earnings and Income Disclaimer

Where any content references money, business growth, entrepreneurship, or financial goals, no earnings claims are being made. We do not guarantee that you will earn any money or achieve any financial outcome using the ideas, tools, or strategies presented. Any financial decisions you make are yours alone, made at your own risk.

6. Testimonials and Endorsements

Any testimonials, reviews, or client experiences that may appear on this website or in marketing materials reflect the individual experiences of those specific people. They are not claims that you will achieve the same or similar results.

7. Digital Products - All Sales Final

All ebooks, journals, log sheets, courses, templates, and other digital products are delivered instantly upon purchase. Because of the immediate nature of digital delivery, ALL SALES ARE FINAL. No refunds, returns, exchanges, or chargebacks will be issued once access has been delivered, except where required by applicable law.

8. Coaching Services - Payment and Refund Policy

Coaching and accountability packages are non-refundable once services have begun, meaning once the first session has taken place or program materials have been delivered, whichever occurs first. Scheduled sessions must be used within the stated program period and do not roll over or convert to cash value. Missed sessions without at least 24 hours notice may be forfeited at our discretion, except where prohibited by law.

9. Community and User Content

Participation in The Rediscovery Room community is voluntary. Opinions, advice, and content shared by other members are their own, are not verified or endorsed by us, and should not be relied upon as professional advice. We are not responsible for any member-generated content or for any interaction between members.

10. Blog, Podcast, and Media Content

Content shared on the blog, podcast, YouTube channel, social media, and email list reflects personal experience and opinion at the time of publication, may become outdated, and is provided for informational purposes only. We make no warranty as to the accuracy, completeness, or timeliness of any content, and we are under no obligation to update it.

11. Third-Party Links and Tools

This website and the Products and Services may reference or link to third-party websites, platforms, payment processors, and tools (including YouTube, Instagram, Facebook, and Kajabi). We do not control and are not responsible for the content, policies, or practices of any third party. Your use of third-party services is at your own risk and subject to their terms.

12. Assumption of Risk and Personal Responsibility

By using this website and the Products and Services, you acknowledge and agree that you are voluntarily participating, that you use all information and materials at your own risk, and that you are solely and personally responsible for your choices, actions, health, finances, and results. You expressly assume all risks associated with your use of, or reliance on, the Products and Services, and you agree to hold harmless Rennaye R. Banks and Tools of Elevation from any claim arising out of your decisions or outcomes.

13. Limitation of Liability

To the fullest extent permitted by applicable law, Rennaye R. Banks and Tools of Elevation, together with any affiliates, contractors, or representatives, shall not be liable for any direct, indirect, incidental, special, consequential, punitive, or exemplary damages of any kind, including but not limited to loss of profits, revenue, data, goodwill, or emotional distress, arising out of or relating to your use of this website or any Products and Services, even if advised of the possibility of such damages. In all events, our total aggregate liability shall not exceed the amount you actually paid for the specific Product or Service giving rise to the claim, or one hundred dollars ($100) if nothing was paid. Some jurisdictions do not allow certain limitations of liability, so some of the above may not apply to you; in such jurisdictions, liability is limited to the greatest extent permitted by law.

14. No Warranties

This website and all Products and Services are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, accuracy, and non-infringement.

15. Intellectual Property

All content on this website and within the Products and Services, including text, ebooks, courses, worksheets, audio, video, graphics, and branding, is the property of Rennaye R. Banks and is protected by copyright and other intellectual property laws. Purchase of any Product or Service grants you a personal, non-transferable, non-commercial license for your own use only. You may not copy, reproduce, resell, distribute, or create derivative works from any content without prior written permission.

16. Errors and Omissions

While reasonable effort is made to keep information accurate and current, this website and the Products and Services may contain errors, omissions, or outdated information. We reserve the right to correct any errors and to change or update content, pricing, and offerings at any time without prior notice.

17. Changes to This Disclaimer

We may update this Disclaimer at any time. The updated version will be posted on this page with a revised "last updated" date. Your continued use of the website or Products and Services after changes are posted constitutes your acceptance of those changes.

18. Contact

Questions about this Disclaimer, any purchase, or any Product or Service may be directed to: [email protected]